Our Story

We help you make good decisions about earning, saving and spending to improve your financial well-being over your entire lifetime. We focus on understanding your goals and developing realistic, high-level strategies to address your key needs and desires. We recommend reviewing those goals and strategies at least annually, and refining them as needed. Our advice is fully independent and fee-based; we do not sell or recommend investment or insurance products.

Steve Alpert is the founder and Managing Principal of Lifetime Income Advisory LLC. He is a Fellow of the Society of Actuaries and was the 2017-2018 president of the American Academy of Actuaries. During a 35-year career as a consulting pension actuary, he applied actuarial principles to his own personal finances, and through a program of consistent saving, long-term planning and annual re-evaluation was able to secure his own financial well-being. Lifetime Income Advisory LLC is dedicated to bringing the same approach to you, in easy-to-understand terms specific to your particular situation.